Peran rumah zakat center terhadap perkembangan usaha mikro di KotaPalangka Raya

Munwiyanti, Munwiyanti (2017) Peran rumah zakat center terhadap perkembangan usaha mikro di KotaPalangka Raya. Undergraduate thesis, IAIN Palangka Raya.

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Abstract

Penelitian ini membahas mengenai program pemberdayaan usaha mikro mustahik terkait peranannya terhadap perkembangan usaha mikro. Studi empiris penelitian dilakukan di Rumah Nurul Fikri Zakat Center Palangka Raya dengan rumusan masalah: (1) Apa program pemberdayaan usaha mikro yang dilakukan oleh Rumah NF Zakat Center di Palangka Raya dan (2) Bagaimana peran Rumah NF Zakat Center terhadap perkembangan usaha mikro di Palangka Raya. Tujuan penelitian ini adalah untuk mengetahui dan mendeskripsikan program pemberdayaan usaha mikro yang dilakukan oleh Rumah NF Zakat Center di Palangka Raya. Mendeskripsikan dan menganalisis peran Rumah NF Zakat Center terhadap perkembangan usaha mikro di Palangka Raya.
Penelitian ini menggunakan pendekatan kualitatif deskriptif. Dengan subyek penelitian manajer pendayagunaan dan 4 orang pelaku usaha mikro mustahik. Obyek penelitian ini yaitu program pemberdayaan usaha dan peranannya terhadap perkembangan usaha mikro mustahik. Teknik pengumpulan data menggunakan observasi, wawancara dan dokumentasi. validitas data dibuktikan dengan teknik triangulasi sumber, kemudian data di analisis melalui metode collection, reduction, display, dan conclusion.
Hasil penelitian menunjukkan bahwa: 1) Program pemberdayaan usaha mikro melalui pendistribusian dana zakat termasuk dalam Program Umat Mandiri Nurul Fikri (PUM-NF) dengan kategori konsumtif kreatif, produktif konvensional, dan produktif kreatif, dengan 3 jenis pendayagunaan zakat secara produktif dengan pemberian bantun bentuk sarana dan prasarana, bantuan modal usaha secara individu dan bantuan modal secara kelompok. 2) Peran NF dalam pendistribusian dana zakat, infaq, dan sedekah melalui program pemberdayaan ekonomi yaitu membantu usaha mustahik dalam permodalan bagi yang akan membuat usaha ataupun untuk mendukung usahanya dan bagi yang kekurangan modal yaitu dengan arahan, pelatihan seperti keterampilan dalam pengelolaan, menambah penghasilan untuk mengembangkan usaha dan dari program tersebut sudah berjalan sesuai dengan program yang dijalankannya. Akan tetapi dari keempat informan ada satu informan yang usahanya belum mengalami perkembangan.

ABSTRACT

This research discusses the program of empowering the mustahik micro business related to its role to the development of micro business. Empirical research study was conducted at Nurul Fikri Zakat Center Palangka Raya with problem formulation: (1) What is the micro-empowerment program conducted by Rumah NF Zakat Center in Palangka Raya and (2) How is the role of Home Zakat Center NF to the development of micro business in Palangka Raya. The purpose of this research was to known and described micro empowerment program conducted by Rumah NF Zakat Center in Palangka Raya. Described and analyzed the role of Rumah NF Zakat Center towards the development of micro business in Palangka Raya.
This research used descriptive qualitative approach. With the subjects of research and empowerment manager 4 applicants mustahik micro enterprises. The object of this research was the program of business empowerment and its role to the development of the mustahik micro business. Data collection techniques used observation, interview and documentation. data validity was proved by source triangulation technique, then data was analyzed through collection, reduction, display, and conclusion method.
The results showed that: 1) Micro-empowerment program through the distribution of zakat funds included in the Nurul Fikri Self-Employed Program (PUM-NF) with creative consumptive, productive conventional and creative productive categories, with 3 types of productive zakat utilization by providing forms of facilities and infrastructure, individual business capital and capital assistance as a group. 2) The role of NF in the distribution of zakat, infaq, and alms funds through economic empowerment program was to assisted the mustahik business in capital for those who made the business or to supported their business and for the lack of capital that was by direction, training such as skills in management, develop the business and from the program was already running in accordance with the program it runs. However, from the four informants there were one informant whose business has not progressed.

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