Praktik Arisan Barang dalam kajian hukum Ekonomi Syariah (Studi di Desa Sebangau Permai Kecamatan Sebangau Kuala Kabupaten Pulang Pisau)

Erwandi, Toto (2019) Praktik Arisan Barang dalam kajian hukum Ekonomi Syariah (Studi di Desa Sebangau Permai Kecamatan Sebangau Kuala Kabupaten Pulang Pisau). Undergraduate thesis, IAIN Palangka Raya.

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Abstract

Latar Belakang penelitian ini adalah karena adanya arisan barang di masyakat Desa Sebangau Permai dimana terjadi jual beli nomor urut arisan, pertukaran nomor urut arisan dan harga barang lebih mahal dari harga barang di pasar. Sedangkan rumusan masalahnya adalah (1) Bagaimana latar belakang praktik arisan barang di masyarakat Sebangau Permai? (2) Bagaimana pelaksanaan risan barang di masyarakat Sebangau Permai? (3) Bagaimana kajian hukum ekonomi syariah terhadap arisan barang di Masyarakat Sebangau Permai?

Penelitian ini merupakan penelitian lapangan dengan mengunakan pendekatan kualitatif deskriptif, dan pendekatan historis. Subjek penelitian adalah pengelola dan anggota arisan barang di Desa Sebangau Permai. Objeknya adalah praktik arisan barang di Desa Sebangau Permai Kecamatan Sebangau Kuala Kabupaten Pulang Pisau. Data penelitian dihimpun dengan metode observasi, wawancara dan dokumentasi.

Hasil penelitian ini: (1) Praktik arisan barang di Desa Sebangau Permai ini lahir disebabkan ketidakmampuan membeli barang secara tunai. Akadnya dilakukan secara lisan. Dalam penentuan nomor urut masih ada unsur ketidakadilan. Dalam praktik arisan barang uang iuran diserahkan kepada pengelola dan hasil arisan dapat diambil sendiri atau pengelola yang menyerahkan kerumah anggota. Objek akad memenuhi syarat sesuai ketentua syariat Islam. Akad jual beli nomor urut batal karena tidak memenuhi syarat dan pertukaran nomor urut arisan hanya sebagai sarana tolong menolong. (2) Praktik arisan barang di Desa Sebangau Permai masuk kepada ‘urf sahih. Dalam praktik arisan barang ini terdapat unsur kemaslahatan bagi pengelola dan semua anggota.

ABSTRACT

The background of this research is because there is an ‘arisan’ of goods in the community of Sebangau Permai Village where there are buying and selling ‘arisan’ sequence numbers. In pracice, the price of goods is more than the price of goods in the market. The formulation of the problem is: (1) How is the background of the practice of goods ‘arisan’ at Sebangau Permai community? (2) How is the implementation of goods ‘arisan’ at Sebangau Permai community? (3) How is the perspective of sharia economic law on goods ‘arisan’ at Sebangau Permai Society?

This research belongs to a field research using a descriptive qualitative and historical approach. The subject of the study was the manager and member of goods ‘arisan’ at Sebangau Permai Village. The object is the practice of goods ‘arisan’ at Sebangau Permai Village, Sebangau Kuala District, Pulang Pisau Regency. The research data were collected through observation, interviews and documentation.

The study revealed that: (1) The practice of goods ‘arisan’ at Sebangau Permai Village emerged due to the inability to buy goods in cash. The contract is done spokenly. In determining the serial number, there were still injustice elements. In practice, the contribution money was submitted to the manager and the results of arisan can be taken by ownselves or the manager who submited to the house member. The contract object meets the requirements according to the terms of Islamic sharia. However, the contract of sale and purchase of the serial number was invalid because it did not fulfill the requirements and the exchange of the serial number was only as a means of helping each other. (2) The practice of arisan goods arisan at Sebangau Permai Village belonged to ‘urf sahih” (the right custom). In the practice of goods arisan, there was a benefit element of for managers and all members.

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